How to Avoid Scholarship Scams

 As students search for ways to pay for education, scholarship opportunities can be incredibly helpful, but unfortunately, scams exist. Knowing how to spot red flags can protect students and families from losing money or personal information.  

Common Scholarship Scam Red Flags

Be cautious if a scholarship: 

• Requires a processing fee 

• Guarantees you’ll win before reviewing your information 

• Asks for bank account or Social Security numbers upfront 

• Pressures you to act immediately 

• Comes from an organization without a verifiable website or contact information 

Legitimate scholarships never require payment to apply. 

Safe Scholarship Search Practices

• Apply only through trusted organizations 

• Verify the scholarship sponsor’s website and contact details 

• Never share sensitive financial information unless you are completing official financial aid forms (like the FAFSA) 

• Keep copies of applications and correspondence 

Use Trusted Sources

Reliable scholarship opportunities are typically offered by: 

• Nonprofit organizations 

• Educational institutions 

• Employers 

• State or local government programs 

Central Scholarship is a trusted Maryland nonprofit that has supported students for decades through legitimate, need and merit-based scholarships. Our application process is transparent, secure, and always free to complete. 

When in Doubt, Ask

If a scholarship opportunity feels suspicious, pause and seek guidance from a school counselor, financial aid advisor, or a trusted nonprofit organization before proceeding.